In 2019, you pay no coinsurance for days 1 through 20, $170.50 per day for days 21 through 100, and all nursing home costs for your care after the 100th day. There are costs for a covered stay in a skilled nursing facility (nursing home). Ambulance transportation to and from the facility.Medical equipment and devices you use during your hospital stay.Physical, occupational, and/or speech language therapy.Prescription medications to treat your health condition.Your Part A nursing home benefit usually covers: If you have had a qualifying inpatient hospital stay and your doctor orders an additional period of treatment in a skilled nursing facility, Medicare Part A generally covers allowable expenses. Medicare may cover home care nursing under certain situations. It can be short-term while you recover from an illness or injury, or long-term if you have a serious chronic condition or have chosen hospice care. Home care nursing is generally home health care provided by a credentialed medical professional. As the name suggests, it may last a period of weeks, months, or years.

Long-term care, on the other hand, is generally custodial care-help with things such as eating, bathing, toileting, and dressing. If you have hip replacement, for example, your doctor may recommend a couple of weeks in a skilled nursing facility for physical therapy to help you learn to walk with your new hip and recover your mobility more quickly. Skilled nursing home care covered by Medicare is short-term and expected to help improve your condition.

Nursing home care can be either skilled or custodial. It’s important to understand the different types or nursing care Medicare may cover, as well as the ones it doesn’t, so you aren’t unexpectedly stuck paying your nursing home costs. What’s the difference between nursing home care, long-term care, and home care nursing? We hope this article will help you understand Medicare nursing home coverage and how it applies in different situations. If you have Medicare, you may have help paying your nursing home costs. Find Medicare plans in your area Find Plans

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